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College Planning

Managing Student Loan Debt

 

Managing Student Loan Debt

A review of some options for federal and private loans.

 

Provided by Exemplar Financial Network

 

bigstock-Student-loan-18077153 250 wide.jpgAre you dealing with student loan debt? Have you explored ways to try and restructure it or have it forgiven?

 

No one wants to carry five figures of education debt into middle age or retirement, but some do. The burden is not just financial. Last fall, the Madison Capital Times asked student loan borrowers in the state of Wisconsin how they felt about their education debt. Sixteen percent said they were “terrified” of it, and another 30% indicated they felt only slightly less so. Fortunately, you may have possibilities to manage and reduce the debt load and the anxiety it breeds.1

Financing a College Education

 

Financing a College Education

A primer for parents and grandparents.

 

Provided by Exemplar Financial Network

 

bigstock-Student-loan-18077153 250 wide.jpgA university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does not qualify for a Pell Grant or other kinds of help, and has no scholarship offers, what do you do? You probably search for a student loan.

Financial Priorities Young Families Should Address

Financial Priorities Young Families Should Address

Wise money moves for parents under 40.

 

Provided by Exemplar Financial Network

 

bigstock-Happy-family-in-the-pool-small.jpgAs you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.

 

Parenting presents you with definite, sudden, financial needs to address. By focusing on those needs today, you may give yourself a head start on meeting some crucial family financial objectives tomorrow. The to-do list should include:

The Real Cost of College

The Real Cost of College

 

It may not be what you think. 

 

Provided by Exemplar Financial Network

 

bigstock-Student-loan-18077153 250 wide.jpgHow much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume.

Can an IRA Be a College Savings Vehicle?

 

Can an IRA Be a College Savings Vehicle?

You might be surprised at its potential.

 

Provided by Exemplar Financial Network

 

bigstock-A-piggy-bank-to-act-as-a-colle-small.jpgAn IRA is a retirement savings account, right? Indeed it is. IRA stands for Individual Retirement Arrangement. Even with that definition, however, there is no prohibition on using an IRA to save for other purposes, such as funding a college education. 

 

Why would anyone choose an IRA as a college savings vehicle? At first glance it may seem strange, since there are a couple of types of investment accounts dedicated to that goal in the first place. On closer inspection, IRAs – especially Roth IRAs – present some features that may be quite attractive to the parent or grandparent seeking ways to build education savings.

Paying for College While Saving for Retirement

paying for college while saving for retirement

 

These two objectives are not mutually exclusive.

 

Provided by Exemplar Financial Network

college just ahead small.jpgIt can be done. All across America, families are meeting a mighty financial challenge – the challenge of paying college costs with retirement potentially on the horizon. How do they do it? They go about it consistently; they also get creative.

Meet your team

Have you met your team?

We have a wealth of experience in the financial services industry.

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