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Exemplar Editorial

Why Retirees Need Good Credit Scores

 

Why Retirees Need Good Credit Scores

Careers & businesses end, but the need to borrow remains.

 

Provided by Exemplar Financial Network

 

bigstock-Colorful-stack-of-credit-cards-small.jpgWe spend much of our adult lives working, borrowing, and buying. A good credit score is our ally along the way. It retains its importance when we retire.

 

Retirees should do everything they can to maintain their credit rating. A FICO score of 700 or higher is useful whether an individual works or not. 

The Real Cost of College

The Real Cost of College

 

It may not be what you think. 

 

Provided by Exemplar Financial Network

 

bigstock-Student-loan-18077153 250 wide.jpgHow much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may be cheaper than you assume.

Having the Money Talk With Your Children

 

Having the Money Talk with Your Children

 

How much financial knowledge do they have?

 

Provided by Exemplar Financial Network

 

bigstock-Girl-Saving-Money-With-Family--smaller.jpgSome young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about financial principles. Others lack such knowledge and learn money lessons by paying, to reference William Blake, “the price of experience.”

Exemplar Financial Network Welcomes David Trowbridge, Financial Advisor

Exemplar Financial Network Welcomes David Trowbridge, Financial Advisor

Dave Trowbridge.jpg[Crystal Lake, IL – May 22, 2017] ] David Trowbridge joins Exemplar Financial Network’s team of financial advisors.

Exemplar Financial Network Advisor Jeffrey Bruce receives a Masters in Business Administration with Honors

Exemplar Financial Network Advisor Jeffrey Bruce receives a Masters in Business Administration with honors

Jeffrey Bruce - Financial Advisor.jpg.crop_display.jpg[Crystal Lake, IL – May 22, 2017] Jeff

Exemplar Financial Network Advisor James Mullen achieves Accredits Investment Fiduciary Designation

Exemplar Financial Network Advisor James Mullen achieves Accredited Investment Fiduciary designation.

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  • 2017 Summer Fun

    2017 Summer Fun

    bigstock-Happy-family-in-the-pool-small.jpg Please use this resource to help plan your summer with your families. Make it a great summer!.

     

    Insurance and Investments

     

    Insurance and Investments

    A good financial strategy is not just about “making money;” it is also about protection.

     

    Provided by Exemplar Financial Network

     

    bigstock-Insurance-small.jpgSome people mistake investing for financial planning. Their “financial strategy” is an investing strategy, in which they chase the return and focus on the yield of their portfolio. As they do so, they miss the big picture.

     

     

    Investing represents but one facet of long-term financial planning. Trying to build wealth is one thing; trying to protect it is another. An effort must be made to manage risk.

    Ways the Middle Class Can Make a Difference for Charity

     

    Ways the Middle Class Can Make a Difference for Charity

    You don’t need to be wealthy to make an impact & get a win-win.

     

    Provided by Exemplar Financial Network

     

    bigstock-charity-raise-money-to-help-do-small.jpgDo you have to make a multimillion-dollar gift to a charity to receive immediate or future financial benefits? No. Consider the following options, which may bring you immediate or future tax deductions.

    Have a Plan, Not Just a Stock Portfolio

     

    Have a Plan, Not Just a Stock Portfolio

    Diversification still matters. One day, this bull market will end.

     

    Provided by Exemplar Financial Network

     

    bigstock-Retirement-Plan-Savings-Senio-small.jpgIn the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at all-time highs on 12 consecutive trading days. The Nasdaq Composite gained almost 10% in three months.1

     

    An eight-year-old bull market is rare. This current bull is the second longest since the end of World War II; only the 1990-2000 bull run surpasses it. Since 1945, the average bull market has lasted 57 months.2

    Meet your team

    Have you met your team?

    We have a wealth of experience in the financial services industry.

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    This site is published for residents of the United States only. Financial Advisors of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com.  

     

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