Your Pathway to Success

Exemplar Editorial

5 Common Financial Terms - You Probably Should Know

bigstock-Close-Up-Of-Old-English-Dictio small.jpgIf you’re just starting to take charge of your financial future, it can be stressful approaching financial planning with confidence.

Is a Home an Investment?

 

Is a Home an Investment?

From one perspective, the answer is yes; from another, no.

 

Provided by Exemplar Financial Network

 

bigstock-building-mortgage-investment-125889929.jpgWhen you buy a home, are you investing? If you buy it to flip it or buy it as a rental property, the answer is yes. If you buy a home simply to live in it, the answer may be no.

 

Your home is an expression of your lifestyle, a wonderful setting for your life, and a place you can enjoy in privacy and comfort. As an investment, though, it is essentially illiquid, and its rate of return is no sure thing. 

Avoiding the Cybercrooks

 

Avoiding the Cybercrooks

How can you protect yourself against ransomware, phishing, and other tactics?

 

Provided by Exemplar Financial Network

 

bigstock-Computer-Security-Breach-Cyber-small.jpgImagine finding out that your computer has been hacked. The hackers leave you a message: if you want your data back, you must pay them $300 in bitcoin. This was what happened to hundreds of thousands of PC users in May 2017 when they were attacked by the WannaCry malware, which exploited security flaws in Windows.

 

How can you plan to avoid cyberattacks and other attempts to take your money over the Internet? Be wary, and if attacked, respond quickly.

The Equifax Data Breach

 

The Equifax Data Breach

Have you been affected? If so, how can you try to protect yourself?

 

Provided by Exemplar Financial Network

 

On September 7, credit reporting agency Equifax dropped a consumer bombshell. It revealed that cybercriminals had gained access to the personal information of as many as 143 million Americans between May and July – about 44% of the U.S. population. The culprits were able to retrieve roughly 209,000 credit card numbers, in addition to many Social Security and driver’s license numbers.1

Financial Priorities Young Families Should Address

Financial Priorities Young Families Should Address

Wise money moves for parents under 40.

 

Provided by Exemplar Financial Network

 

bigstock-Happy-family-in-the-pool-small.jpgAs you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when you have kids.

 

Parenting presents you with definite, sudden, financial needs to address. By focusing on those needs today, you may give yourself a head start on meeting some crucial family financial objectives tomorrow. The to-do list should include:

Getting Kids Excited and Ready for the School Year

Getting Kids Excited & Ready for the School Year

Little things that might help your children look forward to the fall.

 

Provided by Exemplar Financial Network

 

bigstock-Strong-child-with-muscles-draw-62087015.jpgHow can you get your kids back in school mode? Unscheduled summer days can lead to unstructured mornings and frustration for families when school days roll around. You may be wondering what you can do to bring back some organization in the mornings.

Preventing a Debit Card Hack

Preventing a Debit Card Hack

How can you plan to protect yourself against this increasingly common crime?

 

Provided by Exemplar Financial Network

 

bigstock-Colorful-stack-of-credit-cards-small.jpgDebit card data theft has surged lately. According to FICO’s Card Alert Service, the number of businesses or ATM locations where debit cards were hacked rose 26% from 2015 to 2016. Additionally, the number of compromised cards has steadily risen during this decade.1

Will You Really Be Able to Work Longer?

Will You Really Be Able to Work Longer?

You may assume you will. That assumption could be a retirement planning risk.

 

Provided by Exemplar Financial Network

 

bigstock-Retirement-Plan-Savings-Senio-small.jpgHow long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65?

 

Some pre-retirees are basing their entire retirement transition on that belief, and that could be financially perilous.

Talking to Your Kids About Your Wealth

Talking to Your Kids About Your Wealth

How can you convey its importance and its meaning?

 

Provided by Exemplar Financial Network

 

bigstock-Girl-Saving-Money-With-Family--smaller.jpgAre you an owner of a thriving business or a medical or legal practice? Are you a highly paid executive? If you have children, at some point they may discern how wealthy you are – and in turn, learn how “rich” they are. How will you handle that moment? How will they handle that knowledge?

Exemplar Financial Network President, David Hubbard, Speaks with Elected Officials about Financial Regulation Reform

Exemplar Financial Network President, David Hubbard Speaks with Elected Officials about Financial Regulation Reform

Dave Trowbridge.jpg[Crystal Lake, IL – July 13, 2017] ] D

Meet your team

Have you met your team?

We have a wealth of experience in the financial services industry.

Syndicate content

Privacy Policy Disclaimer.  Exemplar Financial Network 413 E. Terra Cotta Avenue (Route 176) Crystal Lake, IL 60014. Phone: 815.459.4550

Securities and investment advisory services are offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC Exemplar Financial Network and Cetera Advisor Networks LLC are not affiliated.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com.  

 

Website Design For Financial Services Professionals | Copyright 2017 AdvisorWebsites.com. All rights reserved