Your Pathway to Success

Exemplar Editorial

Should You Plan to Retire on 80% of Your Income?

 

Should You Plan to Retire on 80% of Your Income?

Examining a long-held retirement planning assumption.

 

Provided by Exemplar Financial Network

 

bigstock-Calculator-With-The-Word-Retir-small.jpgA classic retirement planning rule states that you should retire on 80% of the income you earned in your last year of work. Is this old axiom still true, or does it need reconsidering?

 

Some new research suggests that retirees may not need that much annual income to keep up their standard of living.

An Estate Planning Checklist

An Estate Planning Checklist

What to check (and double-check) before you leave this world.

 

Presented by Exemplar Financial Network

 

bigstock-Estate-planning-worksheet-small.jpgCreate a will if you do not yet have one. A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney will likely cost you a bit more than a “will-in-a-box,” but may prove to worth the expense.

Planning for Long Term Care

Planning For Long Term Care

Make sure you don't deplete your savings

submitted by Exemplar Financial Network

 

bigstock-Long-Term-Care-small.jpgAs we age, the odds of incurring an injury or major illness that will prevent us from performing simple daily functions increase substantially. Today, one in three people over the age of 65 will require assisted care of some sort. Past age 75 the odds increase to where one in two will need nursing care. With the average cost of nursing care now surpassing $7000 a month, it’s no wonder that long term care often decimates the savings and assets of the seniors who need it.

Smart Financial Moves in Your 20s, 30s, 40s & 50s

Smart Financial Moves in Your 20s, 30s, 40s & 50s

What might you think of doing when?

 

Provided by Exemplar Financial Network

 

bigstock-Cartoon-Businesspeople-small.jpgIf you had a timeline of the financial steps you should probably take in life, what would it look like? Answers to that question will vary, but certain times of life do call for certain financial moves. Some should be made out of caution, others out of opportunity.

Smart Financial Moves in Your 20s, 30s, 40s & 50s

Smart Financial Moves in Your 20s, 30s, 40s & 50s

What might you think of doing when?

 

Provided by Exemplar Financial Network

 

bigstock-Cartoon-Businesspeople-small.jpgIf you had a timeline of the financial steps you should probably take in life, what would it look like? Answers to that question will vary, but certain times of life do call for certain financial moves. Some should be made out of caution, others out of opportunity.

Protecting Yourself While Shopping Online

Protecting Yourself While Shopping Online

What steps should you take?

 

Provided by Exemplar Financial Network

bigstock-The-button-for-purchases-on-th-small.jpgWhether you shop online routinely or infrequently, the risk of identity theft rises as you offer more and more information about yourself online.

Estate Planning After a Second Marriage

 

Estate Planning After a Second Marriage

Special considerations for a complex situation.

 

Provided by Exemplar Financial Network

 

bigstock-Golden-Engagement-Ring-small.jpgMarrying again makes estate planning more involved. How do you provide for everyone you love? Should you provide for everyone you love? How do you arrange to transfer wealth in a way that won’t hurt the feelings of certain heirs?

 

Retirement Blindspots

 

Retirement Blindspots

Some life & financial factors that can be overlooked.

 

Provided by Exemplar Financial Network

 

bigstock-Calculator-With-The-Word-Retir-small.jpgWe all have a “blue sky” vision of the way retirement should be, yet it helps to plan for retirement with a little pragmatism. Fate may alter the course of our retirement in ways we do not currently anticipate. So as we plan for the next act of life, we may want to think about (and plan for) some life and financial factors that are often overlooked.

Ways to Repair Your Credit Score

Ways to Repair Your Credit Score

Steps to get your credit rating back toward 720.

 

Provided by Exemplar Financial Network

  

bigstock-Woman-Builds-Up-Credit-Report-small.jpgWe all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curve and that score declines. What steps can we take to repair it?

Dealing With Sudden Retirement

Dealing With Sudden Retirement

How ready are you?

 

Provided by Exemplar Financial Network

 

bigstock-Early-Retirement small.jpgWhat if you are laid off or forced into retirement before 65, or even before 60? If that happens to you, what do you do in response now that the next phase of your life is starting sooner than you planned?

 

As a first step, gauge where you stand financially. It could be that the full-time job you just left will be your last. It could be that you have been thinking seriously about retirement. Depending on your outlook, you may see your glass as half-empty or half-full – but no matter your outlook, you need to assess your financial position.

Meet your team

Have you met your team?

We have a wealth of experience in the financial services industry.

Syndicate content

Privacy Policy Disclaimer.  Exemplar Financial Network 413 E. Terra Cotta Avenue (Route 176) Crystal Lake, IL 60014. Phone: 815.459.4550

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WI, WY. 

 

Website Design For Financial Services Professionals | Copyright 2019 AdvisorWebsites.com. All rights reserved