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Exemplar Financial Network Recognized by InvestmentNews as a 2018 Best Places to Work for Financial Advisors

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MEDIA CONTACT: Beth Lopez

EMAIL ADDRESS: blopez@exemplarfn.com

PHONE NUMBER: 815-459-4550 x107

 

Are Your Beneficiary Designations Up To Date?

Are Your Beneficiary Designations Up to Date?
Who should inherit your IRA or 401(k)? See that they do
 

Provided by Exemplar Financial Network

 

bigstock--182011411.jpgHere’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k) or annuity? You may be saying, “I’m not sure.” It is smart to periodically review your beneficiary designations.

 

Your choices may need to change with the times. When did you open your first IRA? When did you buy your life insurance policy? Was it back in the Nineties? Are you still living in the same home and working at the same job as you did back then? Have your priorities changed?

Catching Up on Retirement Saving

 

Catching Up on Retirement Saving

If you are starting at or near 50, consider these ideas.

 

Provided by Exemplar Financial Network

 

bigstock-Retirement-Plan-Savings-Senio-158846669.jpgDo you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. If you have little saved for retirement at age 50 (or thereabouts), there is still much you can do to generate a fund for your future and to sustain your retirement prospects.

 

       

Contribute and play catch-up. This year’s standard contribution limit for an IRA (Roth or traditional) is $5,500; common employer-sponsored retirement plans have a 2018 contribution limit of $18,500. You should try, if at all possible, to meet those limits. In fact, starting in the year you turn 50, you have a chance to contribute even more: for you, the ceiling for annual IRA contributions is $6,500; the limit on yearly contributions to workplace retirement plans, $24,500.1

Wise Money Moves Young Women Can Make

 

Wise Money Moves Young Women Can Make

Want a better financial future for yourself? Act now.

 

Provided by Exemplar Financial Network

 

young woman with piggy bank small.jpgAs a young woman, you have an opportunity to make some major financial strides. You truly have time on your side when it comes to investing, saving, and harnessing the power of compounding. Now is the time to pay yourself first and do those things that could make you wealthy in the future.

Why You Should Have an Online Social Security Account

 

Why You Should Have an Online Social Security Account

In monitoring your Social Security profile, you may help to thwart fraud.

 

Provided by Exemplar Financial Network

 

bigstock-Hacker-In-Work-small.jpgCould your personal information soon be stolen? The possibility cannot be dismissed. Sensitive financial and medical data pertaining to your life may not be as safe as you think, and thieves may turn to a vast resource to try and mine it – the Social Security Administration.

 

Consider three facts, which in combination seem especially troubling. One, Social Security’s databases contain sensitive personal information on hundreds of millions of Americans, both living and dead. Two, more than 34 million Americans interact with the SSA online. Three, nearly 100% of Social Security benefits are disbursed electronically.1

Protecting Your Intellectual Capital

bigstock-Notepad-with-Intellectual-capi-106965092.jpgMany people, who have achieved success and wealth through their business, have done so with their intellectual capital. What exactly is intellectual capital?

Why Having a Financial Professional Matters

 

Why Having a Financial Professional Matters

A good professional provides important guidance and insight through the years.

 

Provided by Exemplar Financial Network

 

financial advisor bigstock small.jpgWhat kind of role can a financial professional play for an investor? The answer: a very important one. While the value of such a relationship is hard to quantify, the intangible benefits may be significant and long lasting.

 

A good financial professional can help an investor interpret today’s financial climate, determine objectives, and assess progress toward those goals. Alone, an investor may be challenged to do any of this effectively. Moreover, an uncounseled investor may make self-defeating decisions.

 

Some investors never turn to a financial professional. They concede that there might be some value in maintaining such a relationship, but they ultimately decide to go it alone. That may be a mistake.

Avoiding the Money Pitfalls of Past Generations

 

Avoiding the Money Pitfalls of Past Generations

Take these financial lessons to heart.

 

Provided by Exemplar Financial Network

 

bigstock--218804002.jpgYou have a chance to manage your money better than previous generations have. Some crucial financial steps may help you do just that.

     

Live below your means and refrain from living on margin. How much do you save per month? Generations ago, Americans routinely saved 10% or more of what they made, either depositing those savings or investing them. This kind of thriftiness is still found elsewhere in the world. Today, the average euro area household saves more than 12% of its earnings, and the current personal savings rate in Mexico is 20.6%.1

Tips for Starting a Business

 

Tips for Starting a Business

Read this before your new venture starts up.

 

Provided by Exemplar Financial Network

 

bigstock-Start-line-on-the-highway-conc-180761905.jpgAiming to start a business? What steps could you take that might promote success and longevity for your company? Here are several.

 

Write a business plan. You will have a tough time attracting an investor without one. Potential hires may want to see your business plan as well. Your plan should establish milestones for your company and include metrics by which you can judge your success. It should detail your revenue model, incorporate an analysis of your competition and the changes that may affect your industry, and contain a marketing strategy.

Your 2018 Financial To-Do List

Your 2018 Financial To-Do List

Things you can do for your future as the year unfolds.

 

Provided by Exemplar Financial Network

  

bigstock-Christmas-Concept--Red-small.jpgWhat financial, business, or life priorities do you need to address for 2018? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options. Here are a few that might prove convenient:

Meet your team

Have you met your team?

We have a wealth of experience in the financial services industry.

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